Before I was a mom I taught at a daycare. One of the benefits they offered was term life insurance.
I was only 19 at the time so I wasn't really sure of the benefits. I
think that i signed up for every benefit they offered. It was my first
experience with having my own insurance. I was always on my mom's plan. I
had my mom as my beneficiary. It was for 75,000 dollars and only paid a
couple dollars for it a pay check. I teased my mom about her thinking
of ways to bump me off like in the movies . My mom would never do that
of course. She loves me and I don't remember using my health insurance more than a couple times during the time I worked there.
You
can get a lot of coverage for not a lot of money. I read that if you
are healthy you can get a 1,000,000 dollar policy for five dollars a
month. Five dollars a month is like
the price of a grande cup of coffee from Starbucks. I always like to
compare things like that. If you think about it like that it will be
easier to grasp. If I wanted to be like those commercials and pull out
my calculator it comes out to sixteen cents a day! You can't even make a
phone call or buy a gum ball for sixteen cents. The only thing I can
think of that is sixteen cents is a baby root beer at a restaurant I
like, which is the perfect size for Noah. Just think how you can
protect your family and provide for them with a million dollar policy
for meager pocket change.
Now that I am a mom I realize the importance of having it.
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