I Dream of Home Ownership

I have the dream of someday owning a home. I would love to have a place to call my own where I don’t have to worry about a landlord or anyone coming in to do filter changes and smoke alarm checks. I would also like to not have people right on top of me all the time as I do in my apartment. I like my neighbors for the most part, but I feel that I can’t have my windows open without neighbors or a child talking to us through the windows.  I feel like I constantly have to speak to people even when I am trying to watch TV or Noah and I are doing his homework. It is really a distraction to him because he doesn’t want to be rude.  Sometimes he gets upset because the neighbor boy can be very mean to Noah.  I would love to have my own house where I can just veg out and be in peace.

  

It is after all The American Dream to own your own home. I feel as though I am throwing away my money each month because I have nothing to show at the end of the time here.  I also know that owning a home is great for your credit.  It also gives you something to hold on to.  I would love to find my dream house and just live there for forever. I would love to not have to move anymore. I hate moving, I would have to find the perfect house for my family and the perfect location.  I would definitely need to get a mortgage to achieve home ownership.  I have seen houses that need some work; I wouldn’t be opposed to owning a house that needs work if I could get a 203k Loan and a great handy man. I would get really frustrated trying to fix it up myself.  It would probably be quite comical actually, but would not end well at all.  Another option I could consider is a bank owned home. People sometimes live over their means and have really nice homes and it becomes property of the bank.  I think that’s called homepath. They even give you money to fix it up if you need to. Either way I would need a handy man.  I would definitely want a two story home with at least 3 bedrooms, a nice big kitchen, and a big deck.  I would want it to be in a nice area or neighborhood.  I would definitely have a hot tub and a grill on my deck that overlooks a good sized yard.

Tell me about your dream home. I would love to know what yours would be like.

My Dream Backyard

In almost every house I have lived in has always had a deck. One of the houses I lived in growing up had a deck with a built in hot tub.  We never used the hot tub because it was broken, which was sad because I love hot tubs.  In the house I live in now, there isn’t really room for a deck because the yard is kind of on a hill and there are also trees in odd places. I would never cut a tree down, in fear of my five year old tree hugger yelling at me to “Save our trees”.  In my next house I would love to design my dream backyard. I would want a huge deck with a spot for a hot tub. I would be able to splurge on a hot tub with some good research of composite deck prices.  Did you know that if you have a hot tub, they have specific requirements for the place of the hot tub?  I found that out when my old best friend bought one and they couldn’t deliver it.  That way I can relax every night and look up at the stars on my beautiful deck.

It is also really important to have good railing so you don’t have to worry about falling off the deck. When I was 14 I was babysitting and the family didn’t have very safe railing on their deck and I fell off the deck. I didn’t break anything thankfully; I just ended up with a few cuts and bruises.  I was thankful that it wasn’t the child I was babysitting.  I still remember that day and so I am very careful when it comes to decks now. Not only am I careful about the construction, but the composite railing prices. I wouldn't want to skimp when safety is a concern.  I would hate for Noah or anyone for that matter to fall off a deck like I did.  It would be very dangerous and could cause serious injury.

I would also love to have a big fence. I like privacy and I would want to keep animals like dogs and raccoons out of my yard. I also like the added security that a fence provides my family. I always thought that a big fence would be more expensive than a short one. Composite fencing pricing is comparable to other types of fencing. After visiting my friend Brandy in NH, I really want a pug. I don’t really like the idea of chaining up a dog outside, but of course you can’t let them roam free. That means a fence would be a must, if I ever want to get the pug I want some day.

I would also love to have an outdoor heater, a fire pit, and possibly an outdoor kitchen.

What would be in your dream backyard? I look forward to hearing your ideas.